{"ok":true,"doc":{"id":"terms","title":"TutoPay Terms of Use","version":"1.0-partner-demo","updatedAt":"2026-06-02T00:00:00.000Z","path":"/api/public/compliance/docs/terms","body":"TutoPay provides a non-custodial marketplace transaction workflow. TutoPay manages transaction records, evidence capture, confirmations, issue handling and dispute workflow. Customer funds are processed, settled, refunded and reversed by licensed PSP, mobile-money or banking partners. Users must provide accurate information, avoid prohibited goods, cooperate with KYC and dispute checks, and accept that TutoPay may pause or refuse transactions for fraud, risk, compliance, legal or operational reasons."}}